*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#f4f6fb;color:#17233b;font:16px/1.7 Manrope,system-ui,sans-serif}
a{color:inherit}
.top{background:#081d44;color:#c8d6ed;font-size:13px}
.top>div,.nav,.wrap,.foot{max-width:1180px;margin:auto;padding-left:24px;padding-right:24px}
.top>div{min-height:38px;display:flex;gap:22px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.top a{text-decoration:none}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}
header{background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 14px rgba(10,35,82,.08)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#0a2352;font:900 22px Barlow,sans-serif}
.brand img{width:88px;height:42px;object-fit:contain}
.navlinks{display:flex;gap:24px;align-items:center}
.navlinks a{text-decoration:none;font-weight:700;font-size:14px}
.cta{display:inline-flex;align-items:center;justify-content:center;background:#1e63c9;color:#fff!important;border-radius:9px;padding:12px 18px;text-decoration:none;font-weight:800}
.hero{position:relative;min-height:440px;display:flex;align-items:flex-end;background:#0a2352 center/cover no-repeat;color:#fff}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,18,45,.94),rgba(4,18,45,.48))}
.hero .wrap{position:relative;width:100%;padding-top:90px;padding-bottom:64px}
.eyebrow{color:#8db8ff;font:800 13px Barlow,sans-serif;text-transform:uppercase;letter-spacing:.12em}
h1,h2,h3{font-family:Barlow,sans-serif;color:#0a2352;line-height:1.15}
.hero h1{color:#fff;font-size:clamp(38px,6vw,68px);max-width:850px;margin:12px 0 18px}
.hero p{max-width:690px;font-size:18px;color:#dce7f8}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.ghost{border:1px solid rgba(255,255,255,.5);color:#fff;padding:11px 18px;border-radius:9px;text-decoration:none;font-weight:800}
.wrap{padding-top:70px;padding-bottom:70px}
.lead{font-size:20px;max-width:800px;color:#43516c}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px;margin-top:32px}
.card{background:#fff;border:1px solid #e1e8f3;border-radius:15px;padding:28px;box-shadow:0 8px 24px rgba(16,42,90,.06)}
.card h3{font-size:22px;margin:0 0 12px}
.steps{counter-reset:step}
.steps .card:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#e8f1ff;color:#1e63c9;font-weight:900;margin-bottom:18px}
.band{background:#0a2352;color:#fff}
.band h2{color:#fff}
.band .wrap{display:flex;gap:36px;align-items:center;justify-content:space-between}
.links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.links a{background:#fff;border:1px solid #e1e8f3;border-radius:12px;padding:18px;text-decoration:none;font-weight:800;color:#0a2352}
details{background:#fff;border:1px solid #e1e8f3;border-radius:12px;padding:18px 20px;margin:12px 0}
summary{cursor:pointer;font-weight:800;color:#0a2352}
footer{background:#061735;color:#aabbd5}
.foot{padding-top:42px;padding-bottom:42px;display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.foot a{color:#dce7f8}
@media(max-width:800px){.top>div{padding-top:8px;padding-bottom:8px}.nav{padding-top:14px;padding-bottom:14px;align-items:center}.brand{font-size:0}.brand img{width:104px;height:46px}.navlinks{gap:10px;flex-direction:column;align-items:flex-end}.navlinks a:not(.cta){display:none}.hero{min-height:520px}.hero .wrap,.wrap{padding-left:20px;padding-right:20px}.grid,.links{grid-template-columns:1fr}.band .wrap{align-items:flex-start;flex-direction:column}.hero p{font-size:16px}.hero-actions a{width:100%}}